Application for a Parent PLUS Loan or a Graduate PLUS loan can be made at, using the borrower’s Federal PIN.

Because credit checks are only valid for 180 days, PLUS loan requests will be available according to the following schedule:

Academic year (August – April) – Beginning April 1
Spring Semester Only (January – April) – Beginning November 15
Summer (May – August) – Beginning April 1

Upon application at the results of a credit check will be available immediately. If the borrower is credit approved, instructions will be given for completing a Master Promissory Note (MPN) if applicable. If the borrower credit is denied the borrower will be presented with the option of appealing the credit decision, obtaining an endorser, or not pursuing the loan. In the case of a parent borrower denial, students whose parents choose not to pursue the loan will be awarded additional Unsubsidized Direct Loan funds with the opportunity to reduce or decline the additional funding.